LoanKundli

"A home loan prepayment calculator that lets users choose between reducing EMI or tenure for each prepayment to estimate total savings."
0
loankundli.com
Maker: punitvara
$0/mo (explicitly stated: 'Not making any revenue')

Marketing Channels

Secondary

Hacker News

Shared on HN Show thread to get initial visibility

Growth Levers

  • Add affiliate links to loan refinancing services or financial products for monetization
  • Create SEO content around 'home loan prepayment calculator' and 'EMI vs tenure reduction'
  • Target Indian personal finance communities (the 'kundli' branding and EMI terminology suggest Indian market)
  • Add comparison features showing different prepayment strategies side by side
  • Build an email capture to notify users of rate changes or new features
  • Consider Google AdSense for passive monetization given the financial niche

First Customer Strategy

Built for personal use to solve the creator's own problem of estimating home loan prepayment savings. Shared publicly in hopes of helping others with the same need. No monetization or customer acquisition strategy in place yet.

Pricing Insight

Currently free with no revenue model. The tool addresses a specific financial planning need that existing calculators do not (per-prepayment choice of EMI reduction vs. tenure reduction).

Key Takeaways

  • • Personal pain points (managing home loan prepayments) can become useful tools for others in the same situation
  • • The unique feature (choosing EMI vs. tenure reduction per prepayment) is a genuine gap in existing calculators
  • • Financial tools in the Indian market have large potential audiences given the home loan market size
  • • Pre-revenue projects need a clear monetization path — affiliate links or ads are natural fits for financial calculators
  • • Building for yourself first ensures the core use case is genuinely valuable

Sentiment Analysis

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